Towing is often included as part of roadside assistance services, but the specifics can vary depending on your provider and the type of coverage you have. Here’s how it generally works:
1. Roadside Assistance Coverage
Many roadside assistance plans, such as AAA, Geico Emergency Roadside Service, or Allstate’s Roadside Assistance, include towing as a standard feature. However, there are usually limitations:
Distance Limit: Roadside assistance may cover towing to the nearest repair shop or within a specific mileage radius (often 5 to 15 miles). If you need a tow beyond that, you may have to pay an additional fee.
Tow Type: Some plans only cover basic towing, which means the vehicle will be towed to the nearest authorized service center. More specialized towing (e.g., for exotic cars or in difficult terrain) might cost extra.
Free Towing: The first few miles are usually free, but if you need a tow to a location farther away, there may be a charge for the additional miles.
2. What’s Typically Covered by Roadside Assistance Plans
Towing to the nearest mechanic or repair facility (within the plan’s limits).
Flat tire assistance (if your tire is flat and you’re unable to change it yourself).
Battery jump-start (if your battery is dead).
Lock-out assistance (if you lock yourself out of your vehicle).
Fuel delivery (if you run out of gas, some plans will bring you a small amount of fuel).
Winching (if your car is stuck in snow, mud, or a ditch).
3. When Towing Might Not Be Included
Excessive Towing Distance: If your tow exceeds the plan’s distance limit, you may be asked to pay the difference.
Specialized Towing: If your car needs specialized towing (like if it’s a large truck or luxury vehicle), some roadside assistance plans might not cover it, or they may cover only basic towing.
Non-Emergency Towing: Roadside assistance is meant for emergencies, so it’s unlikely to cover towing for things like getting your car to a mechanic for routine maintenance.
Towing After an Accident: If your car was involved in an accident, your insurance might cover towing, not the roadside assistance service.
4. How to Find Out What’s Covered
Check your policy details: Look up the exact coverage of your roadside assistance plan. If it’s through your auto insurance, your insurer should be able to provide a breakdown of what’s included.
Contact the service provider: Call your roadside assistance provider to ask about any towing limitations or additional fees.
5. Alternative Options
If you don’t have a roadside assistance plan, many insurance policies allow you to add roadside assistance coverage as an optional rider. This can be an affordable way to get peace of mind if you’re concerned about towing costs in the future.
So, in short: Yes, towing is often included with roadside assistance, but it’s essential to verify the specific terms of your plan. If you have a standard roadside assistance plan, it’s likely you’ll get at least a small tow at no extra cost, with a set limit on distance or coverage.
